Sell your unpaid money judgment for cash
EnforcePay buys qualifying unpaid money judgments. If your judgment qualifies and you accept the offer, EnforcePay buys it and pays you cash at closing — a price, not a percentage.
No upfront cost. No obligation to accept. Stop chasing the debtor and hand the file to a buyer with the capital to carry it — and, if you want, you can ask to know how it ends.
You won. But a judgment is a verdict, not a payment — and turning one into the other is a job most people never signed up for.
A court can rule that you’re owed. It won’t go collect it for you. The years of effort, the money spent chasing, the waiting — that lands on you. Selling the judgment lets you put it down. EnforcePay takes ownership for its own account and decides whether to pursue it with its own money, data, and retained professionals. You stop carrying the file. You take a fixed price and walk — and the debtor still has someone coming.
EnforcePay buys the judgment for its own account — all of it, every right that comes with it. No carry. No earn-out. No “we’ll send you the rest someday.”
The price isn’t tied to what gets collected later — so there’s nothing to hold out for and nothing left to manage. The day you close, you’re out, with your cash.
Every judgment is different. EnforcePay does not promise a purchase offer, recovery, timeline, or specific enforcement step. Not every judgment qualifies.
For a lot of sellers this was never a balance-sheet item. Someone decided you weren’t worth paying — and walked.
Selling the judgment doesn’t mean the debtor gets a pass. It means EnforcePay becomes the buyer and decides whether to pursue the judgment for its own account — with capital, data, and retained professionals, on a horizon most individuals can’t afford to keep. You hand off the burden. The file doesn’t go quiet.
Some sellers want a clean break and never look back. Others want to know the file is still being pursued. When available and appropriate, EnforcePay can provide limited, non-privileged status updates after purchase. Ask your acquisition specialist about the seller-update option.
A courtesy only. After purchase, EnforcePay owns the judgment and makes every decision about it for its own account. The seller-update option does not give you control of enforcement, the ability to direct attorneys, privileged strategy, a full asset report, or any approval rights — and it is not a promise that any recovery will occur.
Send the judgment, the court, and the amount. That’s enough to get started — no upfront cost, no obligation to accept.
$500M+
in judgment face value EnforcePay has reviewed, managed, or worked with.
This figure is judgment face value reviewed, managed, or worked with on EnforcePay’s platform — not judgments owned, not assets under management, not amounts recovered. See Disclosures.
BBB Accredited Business, A+ rated, with a 4.94/5 average across 34 customer reviews.
Read the reviewsReviews are individual experiences and do not promise a purchase offer, recovery, or timeline. EnforcePay does not imply BBB endorsement.
Your lawyer was paid to win the case, not to chase it for years — pull your docket and check the last filing date. Doing it yourself costs money before it pays and the debtor is built to outwait you. See why judgments stall, and what it actually takes to change that.
No. Selling transfers the judgment to EnforcePay, which buys it for its own account and decides whether to pursue it with its own capital and retained professionals. A judgment EnforcePay buys is a judgment EnforcePay owns — and it pursues what it owns. EnforcePay does not promise any particular outcome.
When available and appropriate, EnforcePay can provide limited, non-privileged status updates after purchase. Ask your acquisition specialist about the seller-update option. It does not give you control, direction of attorneys, privileged strategy, or a full asset report.
No. The price is fixed — based on the judgment and EnforcePay’s underwriting, not on what EnforcePay does or doesn’t recover later. You don’t keep a percentage and you don’t owe one.
No. EnforcePay is not a law firm and does not provide you legal advice. Where legal work is required, retained counsel represents EnforcePay — never you. You may consult your own attorney before signing anything.
You’ve carried it long enough. Let EnforcePay evaluate it on its own capital, and if it qualifies you’ll have a firm cash offer — not a percentage, no obligation, no second job. You take the number and step out. EnforcePay owns it and pursues it for its own account. We don’t promise an outcome. We do buy serious judgments seriously.