Effective Date: 11/20/2024
1. Introduction
At EnforcePay Garnishment Bureau, we specialize in post-judgment enforcement services to help our clients recover lawful judgments. Protecting your privacy is essential to our operations, and this Privacy Policy explains how we collect, use, disclose, and safeguard your information. By using our website or services, you agree to the practices described in this policy.
2. Information We Collect
We collect and process the following types of information to perform our services:
• Personal Identification Information
• Name, address, phone number, email address, Social Security number, or taxpayer identification number.
• Financial Data
• Bank account details, wage garnishment information, or other financial identifiers related to post-judgment enforcement.
• Case Information
• Court documents, judgment details, and any relevant legal records.
• Technical Information
• IP address, browser type, operating system, and usage patterns on our website.
• Third-Party Data
• Information sourced from credit bureaus, public databases, government agencies, or private investigators.
3. How We Collect Information
• Direct Interaction:
You provide data directly to us through forms, correspondence, or agreements.
• Third-Party Sources:
We gather data from creditors, legal entities, credit bureaus, and public records to aid enforcement actions.
• Automated Technologies:
Our website collects technical data like cookies, IP addresses, and browsing activity.
4. How We Use Your Information
We use your data strictly for purposes related to post-judgment enforcement, including:
• Verifying and locating judgment debtors.
• Facilitating wage garnishments, liens, or other enforcement mechanisms.
• Communicating with clients, attorneys, and relevant third parties.
• Complying with applicable laws, such as the Fair Debt Collection Practices Act (FDCPA).
• Improving our website functionality and services.
5. Sharing Your Information
We may share your data under the following circumstances:
• With Legal Authorities:
To comply with court orders, subpoenas, or other legal obligations.
• With Service Providers:
Vendors and contractors who assist with data processing, collections, or investigations.
• With Credit Bureaus and Government Agencies:
For reporting purposes or to verify financial and location details.
• As Required by Law:
In cases of fraud, legal compliance, or to protect our business and clients.
• No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
6. Data Security
We implement stringent measures to safeguard your information, including:
• Encryption:
All sensitive data is encrypted during storage and transmission.
• Access Control:
Access to personal information is limited to authorized personnel only.
• Breach Response Plan:
In the event of a data breach, we will notify affected individuals promptly, as required by law.
7. Your Rights
You have the following rights regarding your personal data:
• Access and Correction:
Request a copy of your data or correct inaccurate information.
• Data Deletion:
Request that we delete your personal data, subject to legal obligations.
• Opt-Out of Communications:
Choose not to receive non-essential communications from us.
• Restrict Processing:
Limit the use of your data in certain circumstances.
To exercise these rights, contact us at [insert email/contact information].
8. Legal Compliance
We comply with all applicable laws, including but not limited to:
• Fair Debt Collection Practices Act (FDCPA)
• Gramm-Leach-Bliley Act (GLBA)
• General Data Protection Regulation (GDPR) (if applicable for international clients).
9. Cookies and Tracking Technologies
We use cookies to:
• Analyze website traffic and improve user experience.
• Track user interactions for security and fraud prevention.
You can disable cookies in your browser settings, but this may affect website functionality.
10. Retention Policy
We retain your information only as long as necessary to fulfill the purposes described in this policy, comply with legal obligations, and resolve disputes.
11. Changes to This Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted on our website with a revised “Effective Date.”
12. Contact Information
If you have questions or concerns about this Privacy Policy, contact us at:
EnforcePay Garnishment Bureau
Email:
info@EnforcePay.com
Phone:
888 -317-1888
Address:
6635 WEST COMMERCIAL BLVD
SUITE 115
Tamarac, Fl 33319